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Welcome to uXpress SACCO Society

uXpress® provides savings, credit, investment, retail, insurance and other services to its members.

Create an Account

Digital Banking

uXpress SACCO services are offered exclusively online and built to provide the ultimate digital banking service. We take pride is in our unparalleled secure and convenient member experience.

Easy Loans

Designed to assist members developmental goals and cover emergency needs for themselves and their relatives back home.

High Interest Rates

You can earn high interest rates with our Fixed Deposit Receipts (FDR).

Fast Transfers

You are able to transfer funds to other SACCO members and participating merchants, by adding them to your list of beneficiaries

About Us

Your gateway to financial freedom

Our Philosophy

Communities prosper when they maintain trade within.

Our Objective

To encourage in our co-operators regular uninterrupted savings, an entrepreneurial spirit, savvy investment skills and a culture of ownership.

Our Goal

US$1 billion capitalization

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Our Services

Your gateway to financial freedom

Fast Transfers

Your uXpress Money transfer system is secure and easy. Send funds to other members and merchants instantly.

Deposit Funds

Deposit money into your uXpress SACCO Account through several convenient multicurrency payment options.

Withdraw Funds

Withdraw money from your uXpress SACCO Account though various, convenient multicurrency payment options.

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Why Choose Us?

Your gateway to financial freedom

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uXpress SACCO members benefit from the comradery in our community of like-minded, like-purposed and like-driven people. By being a member you contribute to the strength of the community.


uXpress SACCO members take charge of their finances through education in sound financial decision making, investing, saving and get access to means and methods to control their financial destinies.


uXpress SACCO members attain financial freedom from ready SACCO loans, profits in our deposit schemes, dividends from capital projects and by circumventing the segregation suffered from traditional financial institutions.


uXpress SACCO members are part owners of the SACCO and its capital projects including, upfumi.com and uXpress companies (Couriers, Capital, Rewards, Money Transfer, Online Store).

How it works

It's easy to join with Us



To become a member of uXpress SACCO you have to register first.



After registration you need to verify your Email and Mobile Number.



To access loans you must provide your KYC information


Pay Fees

Pay the R2,250 annual fees invoice sent to your email

2023 Growth Targets

uXpress SACCO Society has set an aggressive 5 year growth strategy. Our 2023 growth targets are:




Loan Book





uXpress will this year commission a delivery business to service members sending goods between South Africa and Zimbabwe

uXpress Couriers

uXpress Couriers (Pty) Ltd.

uXpress will this year commission a collaborative platform for members and our merchant partners to interact, share information and trade.


uXpress Rewards (Pty) Ltd.

uXpress will this year commission a Money Transfer service that will allow members and other clients to transfer funds within Zimbabwe.


uXpress Money Transfer (Pty) Ltd.

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

R2,250 per year

No, you can not send money from uXpress SACCO to another financial institution?

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

i) Anyone who is ready to accept the bylaws, policies and regulations of uXpress SACCO may join and share its ownership. ii) Anyone who is able and willing to pay the annual fees and save the minimum of monthly saving adopted by the society may join and share its owner ship. iii) Anyone who is able to use the services and willing to accept the responsibilities of membership stated by general Assembly may join and share its owner ship.

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